BISP ATM Withdrawals 2025 – Which Banks Support It & How to Use?

In a big relief for beneficiaries across Pakistan, BISP ATM Withdrawals have resumed in 2025 with expanded banking partnerships and easier cash-out procedures. Thousands of families who rely on the Benazir Income Support Programme (BISP) can now conveniently withdraw their monthly stipends from designated ATMs without long queues at payment centers or agents charging unfair deductions.

If you’re a BISP beneficiary and want to know which banks support ATM withdrawals, how to use an ATM to withdraw your payment, and what to do if your card or fingerprint doesn’t work, this detailed guide will help you step by step.

What’s New in BISP ATM Withdrawals – 2025 Update

As of August 2025, BISP is in the process of revamping its payment mechanism to make it more transparent, faster, and secure. The biggest update is the re-introduction of ATM withdrawals, which had previously been halted in some regions.

اگست 2025 تک، BISP اپنے ادائیگی کے طریقہ کار کو مزید شفاف، تیز اور محفوظ بنانے کے لیے نئے سرے سے تیار کر رہا ہے۔ سب سے بڑی تازہ کاری اے ٹی ایم سے نکالنے کا دوبارہ تعارف ہے، جو پہلے کچھ علاقوں میں روک دیا گیا تھا۔

Here’s what’s changed in 2025:

Feature	Status/Update
ATM Withdrawals	Resumed in many cities
Partner Banks	HBL, Bank Alfalah, UBL
Fingerprint Verification	Required at some ATMs
Cardless Option	Available via BVS (Biometric Verification System)
Amount Limit	Full withdrawal of Rs. 9000 allowed in one go
Fee/Deductions	Zero. Full payment must be given
Complaint System	Activated via 8171 & complaint centers

Which Banks Are Supporting BISP ATM Withdrawals in 2025?

1. Habib Bank Limited (HBL)

HBL remains the primary ATM partner for BISP. Most BISP cards work with HBL ATMs, and many biometric-enabled HBL machines now support cardless withdrawals.

Available in: Lahore, Karachi, Multan, Faisalabad, Peshawar, Quetta, and major tehsils.

2. Bank Alfalah

Bank Alfalah has recently joined hands with BISP to provide ATM access in regions where HBL is not available.

Note: Cardless and biometric options are being tested in pilot districts.

3. United Bank Limited (UBL)

In some pilot areas like southern Punjab, UBL ATMs are being used to test smoother, faster payments through the BISP Dynamic Registry.

Also Read: CM Punjab Solar Panel Scheme 2025 – Phase 3 Rollout Begins | August Update

How to Withdraw BISP Money from ATM – Step-by-Step Guide

If you’ve never used an ATM before for BISP, don’t worry. Here’s a simple breakdown:

Method 1: Using BISP Card (If Issued)

1. Go to the nearest HBL ATM.
2. Insert your BISP ATM card.
3. Choose Urdu language.
4. Enter your 4-digit PIN (you set this at card activation).
5. Select Cash Withdrawal.
6. Enter the amount (Rs. 9000 or available balance).
7. Wait for processing and collect cash.

Method 2: Cardless ATM with Biometric

1. Go to a biometric-enabled BISP partner ATM (HBL/Alfalah).
2. Select BISP Cardless Biometric Option.
3. Enter your CNIC number.
4. Scan your thumb/fingerprint.
5. Upon successful match, the ATM will show your balance.
6. Enter withdrawal amount and collect your money.

District-Wise ATM Access Status – August 2025

District	Bank Support	Status
Lahore	HBL, UBL	Active
Faisalabad	HBL, Bank Alfalah	Active
D.G. Khan	Bank Alfalah	Pilot Test
Sahiwal	HBL	Active
Bahawalpur	UBL	Partial Rollout
Karachi	HBL	Active
Peshawar	HBL, Bank Alfalah	Testing Phase

Quick Benefits of ATM Withdrawals for BISP Users

• No long queues or agent deductions
• Instant access to funds 24/7
• Safer and secure than manual handouts
• Biometric ensures only the real beneficiary gets the payment
• Reduces fraud and unauthorized cuts

Also Read: BISP New Beneficiaries Payment Distribution – Latest July 2025 Update

Eligibility for ATM-Based BISP Withdrawals

• Must be a registered BISP Kafalat beneficiary
• Should have a valid CNIC
• Must be biometrically verified by NADRA
• SMS confirmation of payment received from 8171
• Access to an ATM-supported city or district

What If You Haven’t Received Your BISP Card Yet?

Don’t worry — new dynamic registry beneficiaries are being paid through cardless biometric ATMs or payment centers. You can:

• Check your status via 8171 Web Portal
• Visit the nearest BISP Tehsil Office
• Ask for biometric withdrawal option if you don’t have a card

Future Improvements Coming in 2025

BISP is working with NADRA and State Bank to add more facilities:

• Mobile-based payments through JazzCash/EasyPaisa
• SMS alerts for each ATM transaction
• More women-friendly ATM points in small towns
• ATM installation at Union Council level for remote access

Common Problems During BISP ATM Withdrawals – And Solutions

Many beneficiaries still face common issues like:

• Fingerprint not matching: Try again or clean your finger properly. Visit NADRA if your biometrics are outdated.
• “Transaction Failed” Error: Often due to server load. Try early morning hours or next day.
• ATM says “No Payment Available”: Check your eligibility via 8171 first. It might be a payment cycle gap.

✔ Pro Tip: If ATM isn’t working, try a different HBL branch or use Ehsaas payment centers as a backup.

FAQs

Can I withdraw from any ATM?
Only partner bank ATMs like HBL, UBL, or Bank Alfalah support BISP withdrawals.

Is there any fee for ATM withdrawal?
No. All BISP payments are completely free of charges or cuts.

What to do if my payment is delayed?
Send your CNIC to 8171 or visit your nearest BISP Tehsil Center for updates.

Can I authorize someone else to withdraw for me?
No. Biometric verification ensures only the registered person can withdraw the money.

Also Read: Punjab Students T‑Cash Card 2025 – Online Apply, Eligibility, Stipend & Status Check

Final Words

With the ATM system now active again, getting your BISP payment is no longer a struggle. You don’t need to deal with long lines or agents asking for cuts. Just visit the right bank ATM, carry your CNIC, and withdraw your payment with peace of mind.