Not Eligible for BISP? Try These 2 Government Help Programs (2025)

It’s heartbreaking when your family really needs support, but the BISP eligibility system shows “Not Eligible”. Many Pakistanis face this issue despite having low household income, bigger families, or genuine hardship. It feels unfair—especially when you hear others with similar situations receiving cash assistance or BISP Kafalat payments.

But there is good news: even if you’re not eligible for Benazir Income Support Programme, there are two strong alternative help programs in 2025 that offer financial aid, subsidised ration, or monthly support.

In this guide, you’ll find realistic solutions along with eligibility criteria, how to apply, and where to go. It’s your haq (right), and we’ll help you claim it.

✅ Quick Comparison: BISP vs Alternatives

Feature	BISP Kafalat (Rejected)	Ehsaas Rashan Riayat	Punjab Khidmat Card
Type of Support	Cash stipend every quarter	Subsidised food items (atta, oil)	Monthly cash via ATM
Eligibility Basis	NADRA record + PMT score	Open to vulnerable low-income families	Disabled, widows, elderly in Punjab
How to Apply	CNIC via 8171 online or SMS	Utility Store or web portal	Khidmat Markaz or district office
Benefit Amount	Approx Rs. 9,000 per quarter	10–40% discount on groceries	Rs. 2,000–3,500 monthly
Can Re-check or Appeal?	Yes — manual PMT review	Yes — check again at store or portal	Yes — through Social Welfare office

Option 1: Ehsaas Rashan Riayat Program – 2025 Update

Even if BISP rejected your application, the Ehsaas Rashan chương trình is a helpful alternative — especially for families struggling to put food on the table.

What Is It?
Subsidised ration scheme offering atta, daal, cooking oil, sugar to low-income families via Utility Stores or partner retailers.

Who Can Apply?

• Household income under Rs. 50,000/month
• Not receiving BISP Kafalat or other cash transfers
• Valid CNIC holder residing in low-income or urban slum area

How to Apply Step-by-Step:

1. Visit your nearest Utility Store with original CNIC.
2. Ask staff: “Is my CNIC active for Rashan Riayat?”
3. If not, register through the Ehsaas Rashan web portal (rashan.pass.gov.pk).
4. Alternatively, send CNIC via SMS to 8123 (confirm current code).
5. Once activated, scan your CNIC at Utility Store for discounts at checkout.

Benefits You Receive:

• Discount of 10–40% on grocery essentials
• No cash is paid—discount is applied directly
• No extra paperwork or bank account needed
• Family members can register individually even if living together

Also Read: BISP Biometric Failure Solution – August 2025 Update

Option 2: Punjab Khidmat Card (For Needy & Disabled)

Rejected from BISP and living in Punjab? Don’t lose hope. The Punjab Khidmat Card is a viable option for families in financial distress.

What Is It?
A provincial social protection program providing monthly cash assistance and healthcare discounts to widows, disabled persons, elderly, and orphans.

How to Apply:

1. Visit your local Khidmat Markaz or District Social Welfare Office.
2. Bring original CNIC/B-form and proof of disability/income certificate.
3. Complete registration with biometric fingerprint verification.
4. Once approved, receive a Khidmat Card via post or pick-up.
5. Withdraw your financial support monthly through Bank of Punjab ATM.

Bonus Tip:
Disabled persons can also apply online at: khidmatcard.punjab.gov.pk for easier access.

Real-Life Challenges & How to Overcome Them

Even alternate programs may pose issues. Let’s address common hurdles:

1. “I Never Got Rashan Activation Message”
Cause: Data mismatch in NADRA or portal delay
Fix: Visit Utility Store and verify your CNIC directly for on‑spot activation

2. “My Khidmat Card Was Approved But No Money Arrived”
Cause: Bank account inactive, or biometric mismatch
Fix: Visit Bank of Punjab branch with CNIC to reactivate biometric withdrawal

3. “The Ehsaas Rashan Portal Keeps Crashing”
Cause: Server overload or maintenance
Fix: Use the SMS-based CNIC registration method or try again after 10 pm

4. “I Don’t Know My PMT Score Status”
Fix: Send CNIC to 8171—then again to 8123 (Rashan code). If both return “Not Eligible,” visit Union Council Zakat office or apply locally

Local-Level Support: Offline Help Still Works

Even if you lack internet or a smartphone, help is accessible offline:

• Union Council Office: Submit Zakat Form‑I for widows, orphans, or medical assistance
• District BISP/DSW office: Request manual PMT re-assessment or biometric exception
• Local NGOs & mosque committees: Many distribute ration or cash without online checks in rural or remote areas

Offline access is your strongest tool if digital options are unavailable.

Also Read: 8171 Web Portal Not Working? Fix It Easily (August 2025 Guide)

Frequently Asked Questions (FAQs)

Conclusion – You Still Have Options

Facing a BISP rejection can feel discouraging, but it’s not the end. Government initiatives like Ehsaas Rashan and Punjab Khidmat Card, plus Zakat programs, continue to provide meaningful help.

Visit your Utility Store, Khidmat Markaz, or Union Council office—help is available, you just need to ask in the right places. So stay hopeful, keep trying, and don’t stop applying.

You’re not alone—and genuine, helpful systems are still operating to support you.